Getting an appraisal from Kranstover Appraisal Services

To a lot of us, an appraisal just looks like another cost in the long list of items for a home purchase or refinance. And even though there are a multiplying number of automated home valuation methods that might seem cheaper than an appraisal, almost all lenders still want a local expert because the stakes are incredibly high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there other cases when the services of a certified, independent real estate professional could be beneficial? You bet.


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Dispute your tax assessment in Summit County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Kranstover Appraisal Services is your best evidence. At Kranstover Appraisal Services, we're equipped to assist you in challenging your tax assessment.

Let Kranstover Appraisal Services help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the home. Most often, this extra payment is folded into the monthly mortgage payment and is soon forgotten. This is bad because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Kranstover Appraisal Services can produce a statement regarding the value of your home. The price you paid for the home valuation can often be regained in little time because you'll no longer be paying the PMI.

An appraisal from Kranstover Appraisal Services will help you settle a divorce with less stress

A divorce is a particularly heartbreaking experience for the parties involved, and it is often even more complicated by the troublesome decision of who gets the property. Regardless of the circumstances, it's a good idea to order an appraisal from Kranstover Appraisal Services so both parties are completely aware of the true market value of their house.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with help from Kranstover Appraisal ServicesSettling an estate

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Kranstover Appraisal Services assist you in relocating to or from Summit County

Employee relocation can be a stressful event. We know where you're coming from! We take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we encourage relocating employees to provide input on the positive features of their property, as well as information about any new sales or listings in their area that they want considered.

Let Kranstover Appraisal Services help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.